Monday, July 7, 2014

Reflex (A novel by Dick Francis) - Published in 1980 - Insurance conspiracy

Phillip Nore is lying with his face in the mud - thrown off an ill tempered, poorly trained horse; as he trudges uphill to where the rest of the jockeys are in the weighing room, he is constantly reminding himself of why he is a steeplechase jockey - he loves riding, he loves horses, and frankly, he doesn’t know how else to spend his life, other than pursuing his second love, amateur photography. He is reminiscing about another famous photographer - George Millace, father of Steve Millace, twenty three, serious jockey, upset that his prize winning dad is no more and his mum’s house has been burgled. Phil had been riding Steve’s horse, incidentally, when he had a fall.
Getting ready one day for his next race with Daylight, Phil is brimming with confidence as he is certain that he’ll win the race; however, the horse’s trainer Harold Osborne asks him to deliberately lose, just so that Victor Briggs, a moneyed horse owner who owned most of Osborne’s horses, had placed a bet on another horse winning. Harold does not want to displease his boss, and would rather compromise on the fair rules of the game than earn Victor’s ire. Phil is thirty years old, and has worked with Harold for seven years; he lost races intentionally for three, and knows full well that if he  were to disobey the boss’s orders, he might lose his job and worse, he may never be employed elsewhere either. However, Phil does not accept any remuneration for these fixed races, and refuses Victor’s generous offerings.




And so, Phil loses the race, so does Steve Millace, who also nurses a fractured collar bone and asks Phil to drive him to his mother’s in Ascot. The young man mentions to Phil how the late George Millace appreciated Phil’s talent for photography and thought he would make an ace photographer. As they near Steve’s home, they are shocked to see an ambulance and police car parked outside. Steve’s mother has been beaten black and blue, furniture is broken, the surroundings are in disarray. Phil accompanies the lady and her son to hospital, but not before he collects George’s ‘rubbish’- old film negatives and photographs, to sift through later.
Meeting a lawyer friend of his later, Phil sits down with Jeremy Folk and the two are surprised at the contents of George’s box. Some years ago, a man called Elgin Yaxley had received a huge sum in insurance after five of his thoroughbreds had been shot dead, the killer -Terence O’Tree had been sent to prison. Yaxley had told the authorities that he had never met O’Tree, and had no idea who he was; yet, George had photographed the two men at a French CafĂ© two years ago, before the incident had taken place (according to the date on the picture) – Terence was imprisoned and Elgin had raked in all the insurance money and gone away to Hong Kong. Obviously, the presence of the picture negated the man’s claims, and implicated him in fraud - could this be the reason why George’s house was ransacked and his poor wife attacked?
A refreshing story, told in Francis’s smooth and simple style of writing, Reflex will capture your imagination as the motive for murder and fraud take the reader by surprise. Phillip Nore is the quintessential Francis hero - principled and young, attractive and humble. Worth reading!

Reflex (A novel by Dick Francis) - Published in 1980 - Insurance conspiracy


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